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Insurance - Details of Cover Provided by the RFU

Personal Accident

The Insured Parties are the Rugby Football Union for and on behalf of affiliated clubs and/or constituent bodies and/or schools and/or referee societies and any other club, team or group which carries the approval of the Rugby Football Union.

Who is covered and when does cover apply:

  • Any player, manager, assistant manager, coach, medical attendant or physiotherapist playing or training and while travelling to or directly from an organised fixture by coach, train or aeroplane as part of an organised party.
  • Match officials, adjudicators or selectors while engaged in official duties and whilst travelling to or from their place of residence provided at all times travel is direct.
  • Any elected officer, regional representative or council member of the Rugby Football Union while engaged on the business of the Rugby Football Union and whilst travelling to or from their place of residence provided at all times travel is direct.

Where does cover apply

Anywhere in the world.

Who is not covered

Any person participating in any rugby activity which does not carry the approval of the Rugby Football Union.

Benefits

18 & Over
1) Death £50,000
2) Loss of one limb/eye £25,000
3) Loss of two limbs/eyes £250,000
4) i) PTD from usual Occupation £50,000
4) ii) Permanent Disability as defined in the policy Anyone covered up to £500,000
Services Personnel – members of the armed forces, police, fire or prison services 4) i) is replaced with the following benefit 16 & Over
4 a) The injured person has a specialist trade and is unable to perform a similar trade outside the service due to the injury or because the trade is not performed outside the service £50,000
b) When the injured person has no specialist trade within the service and is demoted or medically discharged from the service because of the injury OR when the insured person has a specialist trade and whilst able to carry out the same or similar trade outside the service is discharged from the service because of the injury £25,000
Permanent Total Loss of: All Individuals who are in full time education under the age of 25, unmarried and dependent
Intellectual Capacity £100,000
Use of Thumb, Shoulder or Elbow £25,000
Use of Wrist, Hip, Knee or Ankle £20,000
Use of Kidney £15,000
Use of Lung £50,000
For any permanent disability not specified above, please refer to the policy wording or contact the Marsh Claims Department.

For more information or to sign up a team email or call us on 01344 860861

Claims Notification

To Report a claim please call Marsh Claims on 0131 311 4145 within 7 days.

Master Policies

This summary provides an outline of the insurance programme. It does not cover all of the terms, conditions, exclusions and limitations of the policies and is not to be regarded as a substitute for the policies.

Useful contacts

Marsh RFU Clubs Helpline 01732 877647; Email rfu.clubs@marsh.com

Liability Certificate

Click here to download the public liability certificate.